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MK

Maria Klein

Administrator

CFO-Dashboard

Liquidity & Payment Processing, Revenue & Results, Working Capital, Risks

1. Liquidity & Payment Processing

Current Liquidity
MaHo Musterbank
Cash €150.000 €
Credit Line €200.000 €
Summe Cash:150.000 €
Sum Credit Lines:200.000 €
Total Liquidity: 825.000 €
Liquidity Monitor
1.28×
Comfortable
Cash Runway
45T
1 Months, 15 Days
Month End
320.000 €
Incoming Payments €400.000 €
Outgoing Payments €80.000 €
Result €320.000 €
+14.3%
30 Days
336.000 €
Incoming Payments €195.000 €
Outgoing Payments €152.000 €
Result €43.000 €
+5.2%
60 Days
358.400 €
Incoming Payments €210.000 €
Outgoing Payments €165.000 €
Result €45.000 €
+12.1%
90 Days
377.600 €
Incoming Payments €225.000 €
Outgoing Payments €178.000 €
Result €47.000 €
+18.5%
Liquidity of Recent Months
Liquidity development of the last 6 months
What-If Scenarios
Income Sensitivity+0%
Expense Sensitivity+0%
Adjusted Projection
320.000 €
Δ 0 €

2. Revenue & Results

Income vs. Expenses (Current Month)
Income250.000 €
Expenses176.400 €
Balance73.600 € ↑
Month-End
Inc280.000 €
Exp210.000 €
Balance70.000 € ↑
30 Days
Inc295.000 €
Exp218.000 €
Balance77.000 € ↑
60 Days
Inc315.000 €
Exp230.000 €
Balance85.000 € ↑
90 Days
Inc335.000 €
Exp245.000 €
Balance90.000 € ↑
Top-5 Customers
#1 Kunde A125.000 €
#2 Kunde B98.000 €
#3 Kunde C82.000 €
#4 Kunde D67.000 €
#5 Kunde E45.000 €
Top-5 Products
#1 Premium Service180.000 €
#2 Standard Package150.000 €
#3 Basic Plan120.000 €
#4 Enterprise100.000 €
#5 Consulting80.000 €
Result Development (Jan–Dec)
Year Target Progress14.0%
Target until Current Month 2.250.000 € 1.829.175 €

3. Receivables & Liabilities

Open Receivables
Total: 320.000 €
0–30 Days65.8%
31–60 Days23.7%
61+ Days10.5%
Open Liabilities
Total: 280.000 €
0–30 Tage55.7%
31–60 Tage31.7%
61+ Tage12.6%
Top Due 30D
Lieferant A GmbH
2025-08-30
80.000 €
Kunde B AG
2025-08-28
50.000 €
Dienstleister C
2025-09-02
35.000 €
Kunde D GmbH
2025-09-05
65.000 €
Cash Conversion Cycle
42T
DSO
38T
DPO
20T
DIO
24T
Customer Payment Culture (6M)
69% Aktuelle Skonto-Nutzung

4. Risk & Compliance Monitor

8
Auszahlungen in Prüfung
125.000 €
5
Compliance Alerts
Letzte: 2025-08-18
4
Verdachtsmeldungen
AML: 1
12
Überfällige Forderungen
64.000 €

5. Cost Control & Efficiency

Fix- vs. Variable Kosten
39.5% Kostenquote am Umsatz
Kosten pro Abteilung
IT & Software23.250 €
Personal19.375 €
Marketing11.625 €
Verwaltung9.300 €
Logistik13.950 €
Top 5 Lieferanten
#1 Lieferant X110.000 €
#2 Lieferant Y95.000 €
#3 Lieferant Z75.000 €
#4 Lieferant W56.000 €
#5 Lieferant V42.000 €
Skonto-Nutzung Lieferanten (6M)
73% Aktuelle Skonto-Nutzung

6. Strategic & Operational Insights

42T
DSO
0T vs. Ziel
78%
STP-Quote
AR: 84% | AP: 72%
3.6T
Durchlaufzeit
P90: 7.8T
19
Manuelle Fälle
Workload heute
Top-3 Risiken
STP-Rückgang AP – Mehr fehlende Belege seit 7 Tagen
Neue Lieferanten-IBANs – +3 Fälle, 4-Augen prüfen
DSO > Ziel – +2 Tage vs. Ziel
Dashboard > Agents > Agent 0 - Collector

Agent 0 - Collector

Automatic capture and intelligent assignment of all payment and document data. Transfer to follow-up agents in real-time (Agent 1 - Reviewer, Agent 3 - Matcher).

0
Processed today
0%
Auto-assigned
0
In processing
0m
Avg. time

Drop invoice here

PDF, TXT supported

Scan and Upload Image

JPG, PNG • uses device camera

Bulk Upload

CSV, Excel, Images, PDFs

Zero-Touch: Unambiguous cases are fully automatically processed and documented.
Timestamp ↕ Transaction-ID Amount ↕ Counterparty Classification Status Reasoning Options
Dashboard > Agents > Agent 1 - Reviewer

Agent 1 - Reviewer

Reviews open payments from Agent 0 for completeness, fraud indicators, and compliance. Approves payments automatically or manually.

0
Open Reviews
Pending decisions
0%
Auto-Approved
No manual intervention
0
Transferred to Agent 2
Approved payments
0 Min
Avg. Review Time
Per transaction

Add custom blacklist

PDF, TXT, CSV supported

Add custom whitelist

PDF, TXT, CSV supported

Risk Assessment: High-value transactions require manual review for compliance and fraud prevention.

Payment Review Queue

Timestamp ↕ Transaction-ID Amount ↕ Counterparty Classification Status Reasoning Options
Dashboard > Agents > Agent 2 - Payer

Agent 2 - Payer

Approve fully accounted payments, give final approval, and execute on time.

0
Pending Payments
Awaiting execution
0%
Success Rate
Payment execution
€0
Total Processed
Today's volume
0 Min
Avg. Execution Time
Per payment
Payment Execution: All approved payments are executed automatically with real-time status updates.

Payment Execution Queue

Timestamp ↕ Transaction-ID Amount ↕ Counterparty Classification Status Reasoning Options
Dashboard > Agents > Agent 3 - Matcher

Agent 3 - Matcher

Review and assignment of open incoming payments. Automatic suggestions, quick clarification.

8
Unmatched Payments
Requiring assignment
92.1%
Auto-Match Rate
Automatic assignment
15
Matched Today
Successful assignments
3.1 Min
Avg. Match Time
Per payment
Smart Matching: AI-powered suggestions help quickly assign incoming payments to correct invoices.

Incoming Payment Matching

Payment €1,250.00 - Customer XYZ

Suggested: Invoice INV-2024-0156 (95% match)

Payment €850.00 - ABC Corp

Matched to Invoice INV-2024-0123

Matched
Dashboard > Agents > Agent 4 - Reminder

Agent 4 - Reminder

Monitoring and control of all open receivables in the dunning process.

23
Overdue Invoices
Requiring attention
€12,450
Outstanding Amount
Total overdue
8
Reminders Sent
Today
15
Payments Received
After reminders
Dunning Management: Automated reminders and escalation process for overdue payments with auto-stop upon payment.

Dunning Process Overview

Invoice INV-2024-0105 - Customer ABC

€2,500.00 - 45 days overdue - 3rd reminder sent

Invoice INV-2024-0112 - Customer XYZ

€1,200.00 - 15 days overdue - 1st reminder sent

Invoice INV-2024-0098 - Customer DEF

€850.00 - Payment received after 1st reminder

Resolved

Invoice Processing

Processing Activity

Real-time updates from your AI agents